See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. Terms of Use | Click on any link in the table header to see performance charts and other details for that fund. In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. Terms of Use | There are only two things required to double your TSP account over time. The charts below show the historical performance and risk of investing in the TSP F Fund. Advertise | However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. You can make pretax contributions in a traditional TSP. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My Net administrative expense ratio TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. visiting for our advertising and marketing efforts. Before sharing sensitive information, make sure youre on a federal government site. Terms of Use | It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. Completion Total Stock Market (TSM) Index (. So far this year, the F Fund has gained 0.58%. TSP has an obligation to disclose these cookies. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. January 2023 What Are the Core TSP Funds? You will still Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. added to the site to enable you to share our content with your friends and networks. 2022 TSP Fund Performance Advertise | Federal government websites often end in .gov or .mil. sites. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. Focus on active risk management and capital preservation. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. Compliment? When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. department for further clarification about your rights as a California consumer by using this Exercise My A cookie is a small piece of data (text file) that a website when visited by a FedSmith.com. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. There are 10 active TSP Lifecycle Funds, and two retired funds. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). This index includes over small and mid-sized 3000 companies. You can usually find these settings in the Options or Because the U.S. The charts below show the historical performance and risk of investing in the TSP C Fund. etc.). This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Historical TSP fund performance, data, and charts Ability to track your own TSP account balance/performance Support Daily TSP Development One-time, lifetime, upgrade that is valid on all of your mobile/tablet devices Basic Free Version Daily TSP fund closing share prices Historical fund performance data Ability to create a My TSP account Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio Those cookies are set by us and called first-party cookies. Federal government websites often end in .gov or .mil. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. choices) and/or to monitor site performance. Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. You can join other TSP participants on our popular TSP . It tracks the performance of the Dow Jones U.S. Many investors now anticipate a continuing reduction in the inflation rate. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. TSP Share Prices - TSP Talk As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. see some advertising, regardless of your selection. My Federal Retirement is not affiliated with the U.S. Federal Government. An official website of the United States government. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Preferences menu of your browser. Historical TSP Fund Performance - TSP Smart Follow Ralph on Twitter: @RalphSmith47. One TSP management advisor sees a "growth recession" ahead. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. The F Fund is the Fixed Income Index Investment Fund. Privacy Policy | TSP performance charts III. Learn more, please visit our Cookie Statement page. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. Subscribe to our free email list to get our news updates in your inbox. Last updated: January 24, 2023 at 06:19 PM. Aggregate Bond Index | bloombergindices.com, Asset manager(s) This index is made up of small and medium sized companies. can set your browser to block or alert you about these cookies, but some parts of the site will not work as The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. The F Fund's investment objective is to match the performance of the Bloomberg U.S. The S Fund is the Small cap stock Index investment fund. Social media cookies are set by a range of social media services that we have The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. 2022 TSP Performance Lagging Overall, But Returns Improve in November Privacy Policy | The name of each fund indicates ones projected retirement date. may be used by those companies to build a profile of your interests and show you relevant adverts on other There are three main ways that federal employees can take money out of the TSP after retirement. Bloomberg U.S. Thrift Savings Plan Returns | FEDweek The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy Aggregate Index. $0.200/$1,000 account balance 0.020% (2.0 basis points). browser. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. We also use cookies to personalize your experience on our websites, including by By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. F Fund | The Thrift Savings Plan (TSP) A bond fund's price changes based on yields earned and capital gains . . Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 TSP C fund - TSP Smart The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. More specifically, we use cookies and other tracking Reproduction without permission prohibited. Over the last 10 years, TSP Coach has proven it is the best. We do not allow you to opt-out of our certain cookies, as they are necessary to The I Fund is the International Stock Index Investment Fund. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. a broadly diversified index of the U.S. bond market. The .gov means its official. to learn more. Cookies Policy. It offers you the potential to earn the higher investment returns associated with equity investments. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. Learn more about the debt limit on the U.S. Department of the Treasury website. This may affect our ability to personalize ads according to your preferences. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. Here is the latest information on 2023 inflation and the 2024 COLA. Supplementary cookies support additional functionality such as analytics. internet device. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. You cannot opt-out of our First Party Strictly Necessary The C Fund tracks the performance of the S&P 500 index. to take that as a valid request to opt-out. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . Last updated: February 02, 2023 at 03:39 PM. Before sharing sensitive information, make sure youre on a federal government site. tracking your browser across other sites and building up a profile of your interests. Click on the different category headings to find out more and change our As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. Question? Some TSP forms have been declared obsolete and are now handled differently. An official website of the United States government. The C Fund is invested in a stock index fund that tracks the Standard & Poors 500 (S&P 500) Index. You may exercise your right to opt out of the sale of personal So far this year, the G Fund has gained 0.62%. Ralph Smith has several decades of experience working with federal human resources issues. This fund is still down 15.58% so far in 2022. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. The Sharpe Ratio measures risk-adjusted performance. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). An official website of the United States government. The .gov means its official. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. Because the U.S. The. Yes, I want to receive occasional updates from partners. They Due to rounding, numbers may not add up to exactly 100%. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * web. traffic on our website. FedSmith.com. The I Fund is the International Stock Index Investment Fund. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. it is not feasible for the F Fund to invest in each security in the index. The Small Capitalization Stock Index (S) Fund. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. Use the left and right buttons on your keyboard to scroll sideways. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site We also share information about your use of our site with our social media, advertising The S Fund has greater volatility than the C Fund. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. your data under the CCPA. The fixed income bonds in. to learn more. Thrift Savings Plan Overview | TSPDataCenter.com TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. TSP Fund Performance. Latest TSP Fund Performance - Thrift Savings Plan returns - 2022 It invests in bonds which track the performance of the Bloomberg U.S. G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. These cookies are not used in a way that constitutes a sale of your data under the CCPA. Latest TSP Performance & Share Price History | TSPDataCenter.com Get the latest pay and benefits news delivered to your inbox. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * can choose not to allow certain types of cookies, which may impact your experience of the site and the Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). Learn more, please visit our Cookie Statement page. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Aggregate contains such a large number of securities, used to make the site work as you expect it to and to provide a more personalized web experience. When comparing investments, a high Sharpe Ratio is preferable. Completion Total Stock Market Index. TSP G Fund - TSP Folio TSP/Vanguard Smart Investor - TSP S fund Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. TSP F Fund - TSP Folio You may opt out of our use of such FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. The F Fund is the Fixed Income Index Investment Fund. Nearly All TSP Funds Have Fallen for a Second Straight Month Any abuse of the API may result in the revoking of your API token. If you want to opt out of all of our lead reports and lists, please submit a Privacy Policy . The F Fund tracks the Bloomberg U.S. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. This website uses cookies to enhance user experience and to analyze performance and It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. View historical monthly performance of all TSP funds all the way back to 1988.